Rental Loan

Rates as low as 5.35%

Unfortunately at this time we are not accepting additional rental loan applications.
Current loans in progress will continue through processing.

DLP Direct Lending Partners’s Rental Loan Program provides experienced real estate investors an opportunity to purchase, refinance or cash-out on 1-4 unit residential properties. The Rental Loan Program was built from the ground up with the intent of providing our partners with up to 30 year terms, flexibility of financing, and the ability to create long term wealth through strong cash flowing portfolios.

Loan Term5/1 ARM; 7/1 ARM; 30yr Fixed
Property TypeSFR, 2-4 Unit, PUD, Townhouse, Warrantable Condo, or Mixed Use
LocationAL, CO, CT, DC, DE, FL, GA, IL, IN, KS, KY, LA, MD, MO, MS, NC, NE, NJ, OH, OK, PA, SC, TN, TX, UT, VA, WI, WV; other states are case by case and subject to adjusted pricing and guidelines
Loan Amount$75,000 – $2,000,000
Interest RateRates as low as 5.35%
Prepayment Penalty3 year (3% – 2% – 1%)
Borrower TypeUS Citizens, First Time Investors, Permanent Resident Aliens, Non-Permanent Resident Aliens, Foreign Nationals, Revocable Trusts, Land Trusts, LP, GP, or Corporations
GuarantyPersonal Guaranty Required
Personal Income RequirementsN/A – no personal income used for qualification
Minimum DSCR1.10x for standard program; DSCR below 1.10x may be considered for a reduction in leverage and higher FICO requirement
Minimum FICO620